Maximising Freebies and Discounts at CVS: A Guide to ExtraCare Rewards, Coupons, and Store Hacks

The provided source material outlines a series of strategies for accessing discounts and potential free items at CVS, a major pharmacy and retail chain in the United States. The information focuses on the retailer's ExtraCare loyalty programme, coupon stacking policies, and specific weekly deal scenarios. It is important to note for UK consumers that CVS is not a UK-based retailer, and the specific promotions, store layouts, and coupon policies described are applicable to CVS stores in the United States. The following article synthesises the available information on how the CVS system operates for obtaining low-cost or free products, based exclusively on the provided source documents.

Understanding the CVS ExtraCare Programme

The ExtraCare loyalty programme is central to accessing savings at CVS. Membership is typically free, and it allows customers to earn ExtraBucks Rewards (ECBs) on qualifying purchases. These ECBs function like store credit and can be used for future purchases. According to the source, ECBs are earned through specific promotional offers, which are often advertised in weekly flyers or the CVS app. They are printed at the bottom of receipts or delivered digitally and generally expire within 30 days. A key strategy mentioned is to "roll" ECBs by using them in a subsequent transaction to purchase items that will generate new ECBs, thereby creating a cycle of potential savings.

Beyond the standard ExtraCare card, CVS offers an ExtraCare Plus membership. This is a paid subscription service. Members receive a $10 reward loaded directly onto their ExtraCare card each month. For those who opt for an annual membership, the reward is increased to $6 per month after the membership cost is deducted. ExtraCare Plus members also receive a 20% discount on CVS-brand products, including over-the-counter medications, vitamins, supplements, and personal care items. Additional benefits include free same-day delivery, same-day prescription delivery, and free shipping on orders over $10.

Another related programme is the ExtraCare Pharmacy & Health Rewards. This allows each person in a household, including pets, to earn up to $50 per year in ECBs. Credits are earned for various actions: filling or refilling a prescription earns 1 credit, enrolling a family member earns 1 credit, filling a 90-day prescription earns 3 credits, and receiving a flu shot or other vaccine at CVS earns 3 credits. For every four credits accumulated, $2 in ExtraBucks rewards are issued. These rewards expire at the end of each calendar year.

Couponing Strategies and Store Policies

A significant portion of the available information details how to maximise savings by combining different types of discounts. CVS permits the stacking of a manufacturer coupon and a CVS store coupon on a single item. This is a common practice in couponing that allows for deeper discounts. Furthermore, CVS allows the use of multiple store coupons in a single transaction, provided none of the coupons explicitly state otherwise. For example, a customer could use two "$3 off $15" coupons on a single $30 purchase. Manufacturer coupons can be used on clearance items, and clearance items can earn ExtraBucks during relevant promotions, unless a promotion's terms state otherwise. However, CVS store coupons cannot be applied to clearance items.

The source highlights a specific rule for spend promotions, such as "Spend $20, receive $5 ExtraBucks." In these cases, the CVS 98% rule applies, meaning a customer only needs to reach 98% of the required spend threshold to qualify for the reward. For instance, to earn a reward for spending $20, a purchase of $19.60 would be sufficient.

When items are out of stock, CVS offers rain checks. These do not have an expiration date. A critical tip provided is to explicitly ask for any associated ExtraBucks offers to be included on the rain check. If this is not specified, the customer may only receive the sale price for the item when the rain check is redeemed, missing out on the ECB component of the promotion.

Personalised coupons are available through the CVS in-store kiosk. Customers can scan their ExtraCare card or enter their phone number to receive printed coupons tailored to their shopping history. Additionally, signing up for CVS emails or linking an email address to an ExtraCare account provides access to exclusive digital coupons, such as percentage-based discounts (e.g., 20% off) or fixed-amount discounts (e.g., $5 off $20).

Transaction Strategy for Optimal Savings

The source material outlines a method for minimising out-of-pocket expenses by separating transactions. The strategy involves purchasing items that generate ECBs in a first transaction, then using the newly earned ECBs to pay for a second set of items. This "rolling" of ECBs can reduce the immediate cash needed. The source advises planning transactions in advance by checking the weekly CVS flyer to identify ECB-earning items.

Digital receipts are an option for customers who do not wish to retain paper receipts. ECBs earned from digital receipts are sent to the CVS app, though they may take up to 48 hours to appear. However, they can be redeemed immediately even if not yet visible in the app.

Specific Deal Scenarios and Product Categories

The provided source includes examples of specific weekly deals and shopping scenarios to illustrate potential savings. These examples demonstrate how combining sale prices, manufacturer coupons, store coupons, and ECB promotions can result in very low final costs or even "money-making" deals.

One example involves purchasing two Gold Bond products and two Crest toothpaste or mouthwash items. The total pre-coupon price is $23.38. By applying a $2 manufacturer coupon for Gold Bond and a $4 manufacturer coupon for two Crest items, the subtotal is reduced to $17.38. The purchase qualifies for two separate ECB promotions: $10 back for buying two Gold Bond products and $5 back for buying two Crest products. After receiving $15 in ECBs, the final cost for all four products is calculated at $2.38.

Another scenario focuses on personal care items. For Shea Moisture hair care products, spending $20 earns $10 in ECBs. A suggested purchase of two items totalling $25.98, combined with a $5 off two coupon, results in a net cost of $10.98 for both items, or $5.49 each, after the ECB is received. Similarly, buying two Neutrogena makeup remover towelettes or two Gold Bond lotions can earn $5 or $10 in ECBs respectively, leading to significantly reduced final costs.

The source also notes that beauty and personal care products frequently feature ECB offers of $5 to $10. For example, a promotion might offer $5 ECB for purchasing any two L’Oreal products. CVS-brand products, such as Beauty 360 or CVS Health, often have exclusive discounts, like $5 back when spending $20 on these store brands. These items typically have lower base prices, and when combined with ECB offers, can lead to free products when ECBs are rolled.

Returns and Receipts

CVS has a specific returns policy for beauty products, including hair and skin care. These items can be returned even if opened, but a receipt or invoice is required as proof of purchase. The source cautions that CVS monitors returns closely.

Conclusion

The available information details a structured approach to accessing discounts and potential free items at CVS in the United States. The core of this strategy revolves around the ExtraCare loyalty programme, the strategic use of coupon stacking, and careful transaction planning to roll ExtraBucks Rewards. Key tactics include signing up for the ExtraCare and ExtraCare Plus programmes, utilising the in-store kiosk for personalised coupons, and understanding store policies like rain checks and the 98% rule for spend promotions. While the specific stores, promotions, and policies are not applicable to the UK market, the principles of leveraging loyalty programmes, combining discounts, and planning purchases around weekly promotions are common strategies in retail savings.

Sources

  1. thekrazycouponlady.com/tips/store-hacks/cvs-hacks-freebies-discounts
  2. hip2save.com/deals/cvs-deals-this-week/

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